Real estate appraisal services for homeowners in the city of Addison and Dallas County
Check out the top seven reasons why TX homeowners call on Dennisa McMullan:
Do you own a house in or near Addison? Do you need help deciding the price of your real estate?
At Dennisa McMullan, we understand the individual needs of a consumer looking for appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. For-Sale-By-Owner (FSBO) / Pre-Listing ServicesSince you have an emotional attachment to your own home, it's often very hard to be objective about it. The professional appraisers at Dennisa McMullan will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your house will attract many interested buyers, a professional appraisal is very valuable as a negotiating tool once you have a potential buyer. It's something concrete to show your buyer. The appraisal is an independent third party's opinion of your house's price, not just how much your house is worth. Interested buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to an expert appraiser's value conclusion than yours. Need to cancel PMI?An attractive way to cut expenses for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your house, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Dennisa McMullan is experts in helping clients just like you delete unwanted PMI insurance. Challenge Dallas county's assessment of your propertyYour local tax assessor may have your house overvalued if your house is not appreciating as much as other homes close to yours. This only means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. Getting an expert appraisal from Dennisa McMullan is your strongest weapon when contesting your property tax assessment. Recently got a freeze your HELOC?If your home is close to a declining area, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be difficult from a cash flow point of view, and unfavorable to your credit score since it may appear as though that credit line is maxed out. Dennisa McMullan can provide you with a professional appraisal that will help you reinstate your HELOC. We Offer Field and Desktop Appraisal Review ServicesHave you just received a copy of your appraisal and you would prefer to have an expert double-check it for accuracy or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from Dennisa McMullan can go out and check the subject and comps in a field review. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide you with a a retrospective review of any appraisal report you may have had done before. Even though this is typically requested by banks, you may want to exploit this service if you suspect mortgage fraud related to your house. |